Budgeting

Do you ever find yourself wondering how you will pay for groceries next week? When money is tight, budgeting becomes difficult because there can simply not be enough money to go around. Budgeting doesn’t have to be that way though! I have a list of 5 simple budgeting tips for beginners that will help you

What is the cash envelope system? A cash envelope system is a system where you use only cash for some parts of your budget. Once the cash is gone for the week or month in those categories, you make do with what you have and not overspend. It really is that simple. Although, it can

Do your bills lay in piles and all in separate places? Do important receipts get tossed into places you forget about? A lot of time can be wasted hunting for these things when we need them. Have you ever paid a bill late because you could not find it? Then rack up a late fee

Having a budget does not mean that your money is controlling you. In fact, you are helping to control where your money goes by having a budget. You are making your money work for you. You are giving each dollar that you bring home a place to be. It gives you an opportunity to work